{"id":47947,"date":"2023-01-22T17:40:08","date_gmt":"2023-01-22T15:40:08","guid":{"rendered":"https:\/\/www.stiridirecte.ro\/?p=47947"},"modified":"2023-01-22T17:40:24","modified_gmt":"2023-01-22T15:40:24","slug":"predare-si-preluare-leasing-tot-ce-trebuie-sa-stii-despre-aceasta-modalitate-de-a-achizitiona-o-masina","status":"publish","type":"post","link":"https:\/\/www.stiridirecte.ro\/predare-si-preluare-leasing-tot-ce-trebuie-sa-stii-despre-aceasta-modalitate-de-a-achizitiona-o-masina-47947","title":{"rendered":"Predare \u0219i preluare leasing. Tot ce trebuie s\u0103 \u0219tii despre aceast\u0103 modalitate de a achizi\u021biona o ma\u0219in\u0103"},"content":{"rendered":"

Una dintre modalit\u0103\u0163ile prin care \u00ee\u0163i po\u0163i achizi\u0163iona un autoturism este \u015fi prin leasing, variant\u0103 agreat\u0103 de mul\u0163i oameni. \u00cen cazul \u00een care \u021bi-ai g\u0103sit ma\u0219ina potrivit\u0103, iar proprietarul mai are \u00een derulare contractul de leasing, trebuie s\u0103 \u0219tii care sunt avantajele, dezavantajele, precum \u015fi care este procedura privind preluarea de leasing.<\/p>

<\/div><\/div>\n

Acest transfer de leasing este avantajos pentru cump\u0103r\u0103tor \u00een condi\u021biile \u00een care acesta nu dispune de bani suficien\u021bi pentru achitarea unui avans pentru un contract de leasing nou, c\u00e2t \u0219i avantajul c\u0103 valoare de pia\u021ba a vehiculului este mai mic\u0103 iar diferen\u021ba de plat\u0103 se va face e\u0219alonat, \u00een rate.<\/p>\n

Cum se face corect o predare sau preluare de leasing?<\/h2>\n

Dezavantajele achizi\u021bion\u0103rii unui vehicul prin preluare de leasing sunt legate de starea tehnic\u0103 \u0219i estetic\u0103 \u00een care se afl\u0103 autoturismul. S\u0103 nu uit\u0103m, totu\u0219i, c\u0103 acesta este un vehicul second-hand<\/a> iar cump\u0103r\u0103torul nu poate \u0219ti cu exactitate modul \u00een care a fost \u00eentre\u021binut, utilizat \u0219i dac\u0103 acesta a avut dosare de daun\u0103 sau dac\u0103 num\u0103rul kilometrilor afla\u021bi \u00een bord sunt reali.<\/p>\n

Prima condi\u021bie pentru preluarea contractului de leasing este acordul societ\u0103tii de leasing, deoarece acesta nu se poate realiza f\u0103r\u0103 acceptul finan\u021batorului.<\/p>\n

Care sunt pa\u0219ii premergatori prelu\u0103rii unui contract de leasing<\/h2>\n

Aceasta va face o analiz\u0103 financiar\u0103 cump\u0103r\u0103torului pentru stabili dac\u0103 acesta are posibilitatea s\u0103 achite ratele pe toata durata contractului. Dac\u0103 r\u0103spunsul este pozitiv aceasta va factura o tax\u0103 de nova\u021bie (cesiune). Pre\u021bul va fi stabilit de fiecare finan\u021bator \u00een parte, acesta urm\u00e2nd a fi achitat de c\u0103tre cesionar sau cedent, \u00een func\u021bie de \u00een\u021belegerea dintre cele doua p\u0103r\u021bi.<\/p>\n

Pentru realizarea tranzac\u021biei, cedentul trebuie s\u0103 aib\u0103 ratele achitate la zi. Ratele achitate p\u00e2n\u0103 \u00een momentul transferului nu mai pot fi recuperate de c\u0103tre acesta. \u00cen schimb, acesta poate ob\u021bine o sum\u0103 de bani de la cump\u0103r\u0103tor \u00een func\u021bie de negociere.
\nDupa realizarea tranzac\u021biei, noul proprietar are obliga\u021bie de a-\u0219i ob\u021bine o nou\u0103 poli\u021b\u0103 de asigurare RCA<\/a>. Asigurarea CASCO r\u0103m\u00e2ne valabil\u0103 pentru noul proprietar, aceasta fiind transferat\u0103 noului proprietar \u00een baza contractului de cesiune.<\/p>\n

<\/div><\/div>","protected":false},"excerpt":{"rendered":"

Una dintre modalit\u0103\u0163ile prin care \u00ee\u0163i po\u0163i achizi\u0163iona un autoturism este \u015fi prin leasing, variant\u0103 agreat\u0103 de mul\u0163i oameni. \u00cen cazul \u00een care \u021bi-ai g\u0103sit ma\u0219ina potrivit\u0103, iar proprietarul mai are \u00een derulare contractul de […]<\/p>\n","protected":false},"author":12,"featured_media":47977,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[10,2],"tags":[2344,2345,2346],"class_list":["post-47947","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-auto","category-stiri","tag-autoturism","tag-leasing","tag-predare-leasing"],"acf":[],"yoast_head":"\nPredare \u0219i preluare leasing. 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